Surest is a full-service health plan solution that delivers an innovative plan design and member experience, replacing deductibles and coinsurance with copays that members can see before seeking care. With this visibility—and a unique pricing model where lower costs are an indication of higher-value care based on quality, efficiency and overall effectiveness of care—people shop and choose differently. The result? Employers can save up to 15% and employees can have 54% lower out-of-pocket costs.