With Paytient, American workers have the power to pay over time for out-of-pocket expenses for medical, dental, vision, pharmacy, behavioral health, and veterinary care. With no interest, or penalties. We partner with Benefit Advisors, Insurers and Employers to offer employees up to $2,000 in a 0% interest Visa account to cover out-of-pocket expenses for medical, dental, vision, pharmacy, behavioral health, and veterinary care.